The smart assistant that saves you money

Finds & cancels unwanted subscriptions

Actively helps you lower your bills

Automatically tracks contract renewals

Get Started

Android App store

Web Phone

How it works

1

Analyse your transactions

2

Automatically identify recurring payments

3

Cancel unwanted subscriptions to save money

4

'Smart Recommendations' for optimal contacts to save you money

Video bg Play button

Features

Bulb

Smart

  • Identifies contract renewal dates
  • Identifies bill price hikes
  • Suggests money saving deals
Lock

Safe

  • "Read-only" access to accounts
  • Credentials not stored
  • Data anonymised & encrypted
Simple

Simple

  • 2 step set-up
  • 1-click subscription cancellation
  • Easy supplier switch options
  • Single dashboard for all accounts

Bank Level Security

Bank1

About us

Our mission

To keep you in the best deal for everything, all the time, effortlessly

Nikhil

Nikhil Shah

CEO

More info

Nikhil was previously an equity Investment Analyst and Portfolio Manager who worked for a number of high profile, trusted firms including Knox D’Arcy, JP Morgan, & Bank of America Securities.

He created the UK’s first fund to bring stock bargains, based on Director trading activity, to the public. After being stung by price hikes on trial memberships, Nikhil co-founded Smart Bill to help users take back control of their wallets.

He has travelled 40 countries, enjoys Bourbon cocktails and is a certified Scuba Diver

Ketan

Ketan Pandya
CTO

More info

Ketan is a winner of the ‘Microsoft Digital Britain Technology award’ for Best Self Service Portal. He has worked in the Equity Derivatives Front-Office at JPMorgan Chase, Lehman Brothers and Accenture.

He created the UK’s first fund to bring stock bargains, based on Director trading activity, to the public. After being stung by price hikes on trial memberships, Nikhil co-founded Smart Bill to help users take back control of their wallets.

Smeeta

Smeeta Patel

COO

More info

Smeeta has previously worked with global start-ups and big 5 organisations including IBM, Serco and IMS to deliver large scale businesses strategies.

She previously co-founded a pharmaceutical marketing application resulting in a profitable acquisition.

In her spare time, Smeeta tutors mathematics and statistics to assist those from disadvantaged backgrounds, is an amateur photographer and scrabble whiz.

About us

Our mission

To keep you in the best deal for everything, all the time, effortlessly

Nikhil

Nikhil Shah
CEO

More info
Ketan

Ketan Pandya
CTO

More info
Smeeta

Smeeta Patel
COO

More info
Team line1
Nikhil was previously an equity Investment Analyst and Portfolio Manager who worked for a number of high profile, trusted firms including Knox D’Arcy, JP Morgan, & Bank of America Securities.
He created the UK’s first fund to bring stock bargains, based on Director trading activity, to the public. After being stung by price hikes on trial memberships, Nikhil co-founded Smart Bill to help users take back control of their wallets.
He has travelled 40 countries, enjoys Bourbon cocktails and is a certified Scuba Diver
Team line2
Ketan is a winner of the ‘Microsoft Digital Britain Technology award’ for Best Self Service Portal. He has worked in the Equity Derivatives Front-Office at JPMorgan Chase, Lehman Brothers and Accenture.
He created the UK’s first fund to bring stock bargains, based on Director trading activity, to the public. After being stung by price hikes on trial memberships, Nikhil co-founded Smart Bill to help users take back control of their wallets.
Team line3
Smeeta has previously worked with global start-ups and big 5 organisations including IBM, Serco and IMS to deliver large scale businesses strategies.
She previously co-founded a pharmaceutical marketing application resulting in a profitable acquisition.
In her spare time, Smeeta tutors mathematics and statistics to assist those from disadvantaged backgrounds, is an amateur photographer and scrabble whiz.

Frequently Asked Questions

Security

  • Is Smart Bill secure?
  • Yes. Security is paramount so we adhere to the same security encryption standards as your bank. Our platform uses 256-bit SSL encryption and asymmetric encryption algorithms to ensure your data is protected to the highest standards 24 hours a day, 7 days a week, 365 days of the year.

  • Can you directly access my account?
  • No. We do not have access to your credentials and we do not store them anywhere on our system. Bank-level security is applied when requesting read-only access to your transactions.

  • What do you do with my data?
  • Your data is only used for you and we don't sell or share your data with anyone else.

General

  • Can I add more than one account?
  • Yes. In the "My Accounts" section in your SmartBill account, you can add any UK Bank or Credit Card provider that you are a customer of. We will then aggregate your regular payments across providers into one simple and easy to manage dashboard for your convenience!

  • How does SmartBill make money?
  • We are a 100% free service and we do not bill you for anything.

  • What other features are in the pipeline?
  • We are currently working on a raft of features to bring you money saving ideas straight to your fingertips.

Handling recurring payments

  • How do you find my recurring payments?
  • We have carefully devised a system to identify all of the regular payments being taken from your account. This includes those that are easily visible on your bank statements (i.e. Direct Debits) and also those nasty recurring charges often hidden in your transaction history.

  • How do you cancel my unwanted payment?
  • We contact the biller on your behalf, usually by email, and let them know you have requested us to cancel that payment. We then work to get the payment cancelled as quickly as possible to ensure no more charges are taken from your account.

  • Will I incur cancellation fees from my provider?
  • No. We will not cancel anything on your behalf that will result in any additional charges being applied to your account.

  • How do the price alerts work?
  • We monitor your regular payments and at your request we send you an alert by email as soon as we see that any of your services has changed in price. This may be something you may want to act on (i.e. contact the provider or cancel) or just useful information.

    A monthly summary of this information will also appear in your Smart Bill personal dashboard highlighting all of the price changes in your payments from the last month to the current one.

  • What other alerts can I setup on my account?
  • In addition to the price change alerts, we can send you an alert if you are ever charged more than once for the same service (yes this actually happens!) or whenever your bank takes a fee from your account.

Still have questions?

Email us any time. We we will be happy to answer your questions.

Email us